You can also obviously make money making nectar but you can also make jam from Cottage Living, and sell eggs and milk. It is a fun play style because all I do everyday is just take care of my ranch and make a lot of money from it, and no I haven’t used any cheats. Plus of course the crops/farming from Cottage Living that’s let you grow more stuff.
I have 4 horses (I mainly train my first horse because she’s leveled up the most and I also train another one but not as much and more just to give them some riding time) and my trained horse wins me gold medals that give me a daily income of 3000 simoleons, I have 5 chickens, 2 cows, 2 sheep, 1 goat, a dog and I’m currently thinking of getting a cat. So, I have been playing Horse Ranch non stop since it’s come out and I also have Cottage Living, the packs work perfect with each other and I currently have a really nice and big farm that I run and make a lot of money from daily.